FINTECHS: Inclusão Financeira Digital e a Importância Da Inovação Tecnológica No Setor Bancário

Abstract

Financial inclusion is a crucial topic in light of new technologies emerging in the banking sector. This is a crucial institute as it directly impacts people's financial lives, especially the most vulnerable. When it comes to access to banking services, we talk about providing people with the tools they need to manage their finances, protect themselves from economic adversity and build a secure financial future. The role of banks in economic development throughout history is undeniable. Traditionally, financial services have predominantly been provided by banks, which play essential roles in making resources available through financial transactions and providing credit to individuals and businesses. However, it is important to recognize that traditional bank branches, with the emergence of fintechs and changing customer expectations, face significant challenges in the current financial scenario. Therefore, to remain relevant and competitive, these institutions need to quickly adapt and innovate their way of operating.